Jacques-Olivier Schatz is the CEO of Xpollens, the Banking-as-a-Service platform of the BPCE Group. With a track record across fintech and insurtech, he has led high- growth companies including Nickel, Wakam, and Pledg. His experience spans business development, operations, and executive leadership, with a consistent focus on scaling infrastructures. Today, he is driving Xpollens with a clear ambition: building the payment infrastructure layer that enables platforms and corporates to operate at scale across Europe.